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Personal Banking > Savings > First Account

First Account

‘Save your money, make your dreams come true’

If you would like to adopt a habit of saving or to secure your children’s future, you can take a step towards this aim by opening our advantageous First account.

  • A higher return rate is guaranteed on a First account compared to a conventional long term deposit account.
  • Additional funds can be deposited into this account any time during the term, which allows you to earn extra interest on these funds.
  • No account service charges.
  • At the end of each year, the agreed interest is accrued on the account and, on subsequent years additional interest is applied depending on the investment program selected (as shown in the table below) At least 6 payments have to be made into this account with the minimum amounts mentioned above.

How it Works:

Account can be opened as TRY or Foreign Currency(USD, GBP,EUR)

  • Payment or transfer instructions can be automatically set up to these accounts from current accounts.
  • Minimum amount that can be transferred per month is 50 TRY, 50 GBP, 50 USD or 50 EUR.
  • At least 6 payments have to be made into this account with minimum amounts mentioned above.
  • One can make a collective payment rather than making separate payments.

Advantegous Interest Rates Applied to the First Account

Interest will be applied as shown in the table below according to the term of the account agreed initially. The base interest rate specified below is subject to change by the bank each year.

TERM 1YEAR 2YEAR 3YEAR 4YEAR 5YEAR 10YEAR
TL 12.50 12.60 12.70 12.80 12.90 13.00
GBP 2.10 2.20 2.30 2.40 2.50 2.60
USD 1.50 1.60 1.70 1.80 1.90 2.00
EUR 1.50 1.60 1.70 1.80 1.90 2.00