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Personal Banking > Savings > First Account

First Account

‘Save your money, make your dreams come true’

Take a step towards securing your future, or that of your children by opening our advantageous First account.

The First Account is available for both adults nd children and offers the following benefits:

  • A higher return rate is guaranteed on a First account compared to a conventional long term deposit account.
  • Additional funds can be deposited into this account any time during the contract term. This allows you to earn extra interest on these funds.
  • No account service charges.
  • At the end of each year, the agreed interest is accrued on the account and on subsequent years additional interest is applied depending on the investment program selected (as shown in the table below). At least 6 payments have to be made into this account with the minimum amounts mentioned below.

How it Works:

First Account can be opened in TRY, USD, GBP  or EUR.

  • At least 6 deposits have to be made to the First Account each year, with the minimum amount of 50 TRY, 50 GBP, 50 USD or 50 EUR.
  • An automnatic  transfer instruction can be set up from your current account to your First Account.
  • Or make a collective payment rather than making separate payments.

Advantegous Interest Rates Applied to the First Account

Interest will be applied as shown in the table below according to the account term agreed. The base interest rate specified below is subject to change by the bank each year.

TERM 1YEAR 2YEAR 3YEAR 4YEAR 5YEAR 10YEAR
TL 12.50 12.60 12.70 12.80 12.90 13.00
GBP 2.10 2.20 2.30 2.40 2.50 2.60
USD 1.50 1.60 1.70 1.80 1.90 2.00
EUR 1.50 1.60 1.70 1.80 1.90 2.00